Have you been given the task of planning an Autumn event? Take a look at
our event planner for useful tips, ideas and advice to help you plan your Halloween parties, fairs,
firework parties, firework displays and autumn carnivals in four easy steps.
AUTUMN EVENTS - FIREWORKS - HALLOWEEN
STEP2. REGULATIONS
Contractors insurance responsibilities Every contractor, event business, event service or entertainer who has
provided equipment or who is providing services is required to provide public
liability insurance and if that contractor employs staff to run or erect any
equipment must also provide by law employers liability insurance cover. You are
quite within your rights to request that event businesses provide you with proof
of adequate insurance cover and many event organisers do this as standard
practice.
What to look and ask for
Businesses providing catering services should be able to provide you with public
and employers liability cover certificates along with proof of council
registration and hygiene certificates. Amusement ride operators should be able
to provide you with public and employers liability cover certificates along with
a current safety certificate for each ride or amusement. Event hire businesses
should also be able to provide you with liability cover details, safety
certificates or service history documents in connection with any equipment you
may be hiring or having erected.
KEY POINTS
Important step Regulations are in place to protect the general public from all
types of risks and hazards. Find out more
Risk assessment All events large or small, indoors or outside must be risk assessed. Find out more
Food safety
Providing catering? How to comply with current hygiene regulations. Find out
more
Insurance cover All events, whether large or small will require public liability insurance. Find out more
Local councils
Local councils provide a wide variety of useful information, advice and
services. Find out more
By Mark Trevor - Managing Director of Insurex Expo-Sure
continued
Three of my top tips
Over and above these are three of my top tips to a safe and successful fireworks
display: 1. Only buy fireworks from a reputable retailer ensuring they
meet safety requirements. 2. It is important to keep the authorities
informed of your plans. Those you need to contact are the fire brigade, the
police, first aid service, local authority (check if you need a storage licence)
and HM Coastguard (if the display is within 5 miles of the coast). 3. Do
not drink alcoholic drinks before or during the firework display - if you do,
you could be putting members of the public and your fellow organisers at risk.
Even if organisers have the appropriate insurance they may not be covered by
liability insurance if they injured a member of the public or damaged someone’s
property and they had been drinking.
Find
out more about Insurex Expo-Sure
For more information on Insurex Expo-Sure’s Event Insurance Portfolio which
includes cover for events using fireworks click on our link or locate our
advertisements under specialist services (Insurance cover) within the
countyfetes directory.
Useful government information links
Department of Business - Fireworks Safety Displays Document
or for further advice log onto:
www.bis.gov.uk/fireworks
*Statistics supplied by the Department of Business. Bonfire Night
season is classed as 4 weeks over October and November. Statistics been
collected from hospital A&E Units in England, Scotland and Wales.
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